Different people may have varied perspectives on what constitutes a classic, whether it’s a movie, book, or car. However, some accepted general definitions of a classic car apply when it comes to automobile registrations and insurance.
A classic car is typically at least 20 years old but not exceeding 40 years old. It is expected to be maintained as closely to its original condition as feasible.
If you own a classic car in the Patterson, NY, area, Kimberly J Brennan Agency can help you ensure your vehicle is adequately insured.
If you possess or are contemplating owning a classic car in New York, here are some factors to consider:
Insuring your car for its true value.
A restored classic is often worth substantially more than an average daily driver of the same period. It should be insured for its current replacement or repair value.
Usage of your classic car.
Classic cars may require different protection depending on whether they are for display, used for parades, or driven at the owner’s discretion. Inform our team about how frequently you plan to use your vehicle.
Storage.
Secure storage of a classic car is crucial for its protection against theft or vandalism. The ideal storage facility is a secure, indoor establishment that is climate-controlled.
Special coverage.
Some classic car parts are so valuable and rare that a collector may want the option to retain parts of a severely damaged vehicle. Ask about coverage that would allow the transfer of a salvage vehicle to you if your insured car is severely damaged and you desire to repair it.
Get a quote today.
Classic cars can provide interest and entertainment and be a significant part of social activities. However, it can also be an expensive hobby. Make sure you safeguard your investment with classic car insurance from Kimberly J Brennan Agency of Patterson, NY. Let’s discuss your vehicle and options to protect that investment today.
