Umbrella insurance is a great way to get some of the extra coverage you need to go with policies that you already have. It works on two other policies to give you more of the liability coverage that’s so needed in today’s world. With a litigious society and accidents common, it’s always best to be well-protected with liability coverage. To get started with an umbrella policy of your own in New York, call us now at Kimberly J Brennan Agency in Patterson, NY.
Home and Auto Policies and Liability
Your home and auto policies each have several kinds of coverage. One of these is a layer of liability coverage. This protects you in case of an accident. It pays for the damage done to someone else and/or their property. Having this in both policies is essential, but home and auto insurance often don’t have enough of this coverage. This leads many people to get umbrella insurance. It gives you more liability coverage for both of those other policies at once. This leaves you much better protected against the high cost of serious accidents.
Using Umbrella Insurance in New York
When an accident happens, you have your home or auto insurance to help pay for the damages. Once the policy reaches its maximum payout, it can’t pay anymore, and you’re stuck with all the bills that are left. When you have umbrella insurance, it comes in and pays those extra bills. Having this type of policy is vital to keep you owing what could be an enormous amount in medical or other bills after an accident.
Get Umbrella Insurance in Patterson
To protect yourself against your liability, get umbrella insurance. It’s a cost-effective way to increase your insurance coverage. You can call us in New York at Kimberly J Brennan Agency in Patterson, NY.
