Whether you just opened a new family business in the greater Patterson, NY region or you have owned a family business for years, our team of qualified insurance professionals at Kimberly J Brennan Agency would be more than happy to serve your area and help navigate commercial insurance. From restaurants to stores, all kinds of family businesses could benefit from the appropriate commercial insurance plan.
Although every commercial insurance plan has different benefits, coverage, terms, and limits, it helps to have some general guidance on how to choose a commercial insurance plan that’s right for your family enterprise.
Know What Coverage You Need
If you want to get the right coverage for your family business, you have to have an idea of what type of policy would best fit your circumstances. While some family businesses may need workers’ compensation insurance if they have at least one employee including family members, others may benefit from having a commercial auto insurance policy that covers the family business vehicle. Even if you’re in the early planning stages of starting a commercial endeavor with your family, it’s never too early to look into different commercial insurance policies.
Follow the Laws
While a family business can be a fun bonding activity for your family, you need to take things like legal regulations in commerce seriously. From having the right amount of coverage to protecting your workers’ rights, you’ll need to ensure that you aren’t violating any regulations with your family business. If you aren’t sure what minimum coverage is required by law for businesses in our state, our team may be able to help you figure that out.
We Are Here To Help
To protect your family business, call us at Kimberly J Brennan Agency. We serve Patterson, NY and other cities in New York.
